Mid America Bank Strengthens Community Banking Across Kansas With Local Service and Competitive Rates

Serving seven Kansas communities with personalized banking, local lending expertise, competitive deposit products, and modern banking solutions.

BALDWIN CITY, KS, UNITED STATES, August 18, 2026 /EINPresswire.com/ — Mid America Bank Continues to Deliver Community Banking with Competitive Rates, Personalized Service, and Local Lending Expertise

Since 1997, Mid America Bank has remained committed to one simple philosophy: community banking should be personal, local, and built around helping customers find the financial solutions that best fit their lives.

With locations in Baldwin City, Eudora, Gardner, Lawrence, Norton, Palco, and Wellsville, Mid America Bank has grown alongside the communities it serves while maintaining the personal relationships and local decision-making that set community banks apart.

Today, Mid America Bank manages more than $1 billion in combined bank assets and services home loans, making it one of Kansas’ leading community-focused real estate lenders.

More Than a Bank—A Financial Partner

At Mid America Bank, every customer relationship begins with a conversation.

Rather than simply offering one product, the bank’s experienced lending and banking professionals work closely with each customer to understand their goals and recommend the products that best meet their needs.

“Our loan officers are not order takers,” said Jeff Hill, President of Mid America Bank. “We take the time to understand each customer’s situation so we can help them choose the right loan or banking product—not just the first one available.”

Whether purchasing a first home, building a custom home, financing land, expanding a business, or planning for retirement, Mid America Bank provides personalized guidance every step of the way.

Industry-Leading Real Estate Lending

Mid America Bank has built its reputation as Your Local Real Estate Lender by offering a full suite of lending solutions, including:
Home Mortgages
Construction Loans
Home Improvement Loans
Land Loans
Commercial Real Estate Loans
First-Time Homebuyer Programs
USDA, FHA, VA, Conventional, and Jumbo Loans
SBA and Commercial Lending Programs

Unlike many lenders, Mid America Bank continues to service many of the loans it originates, allowing customers to continue working with the same trusted local institution long after closing.

Competitive Deposit Products Designed to Help Customers Grow

Mid America Bank is equally committed to helping customers grow and protect their savings.

The bank offers competitive deposit products for both personal and business customers, including:
Personal Checking
Savings Accounts
Money Market Accounts
Business Checking
Business Savings
Business Money Market Accounts
Health Savings Accounts
Individual Retirement Accounts (IRAs)
Certificates of Deposit (CDs)

Mid America Bank is especially proud to offer highly competitive Certificate of Deposit (CD) and IRA rates designed to help customers maximize their savings while keeping their money invested locally.

With flexible terms ranging from 91 days to 60 months, customers can choose options that best fit their financial goals while benefiting from competitive annual percentage yields (APYs).

Banking Built Around Technology and Convenience

While Mid America Bank believes in face-to-face relationships, it also understands today’s customers expect secure and convenient banking tools.
Customers have access to:
Online Banking
Mobile Banking
Mobile Deposit
Debit Cards
Zelle^®
Bill Pay
Security Alerts
External Account Transfers
Digital Account Management

This combination of personal service and modern banking technology allows customers to bank whenever and wherever they choose.

Investing Back Into Kansas Communities

Community involvement has always been one of Mid America Bank’s defining values.

Employees actively volunteer with schools, chambers of commerce, nonprofit organizations, youth programs, community foundations, fairs, festivals, and local events throughout Kansas.

The bank believes strong communities create strong local economies, and supporting those communities extends beyond banking.

“We believe our responsibility goes beyond financial services,” said David Hill, Founder and CEO of Mid America Bank. “We invest our time, talent, and resources back into the communities we serve because their success is our success.”

Growing Alongside Kansas

Since opening its doors in 1997, Mid America Bank has expanded thoughtfully while remaining true to its community-first mission.

Today, with seven locations across Kansas and continued investment in local neighborhoods, businesses, families, and homeownership, Mid America Bank continues to build lasting relationships—one customer at a time.

Whether customers are opening their first checking account, financing a dream home, expanding a business, saving for retirement, or looking for competitive CD rates, Mid America Bank is committed to providing trusted advice, local decision-making, and exceptional customer service.

For more information about Mid America Bank’s products, services, current rates, or branch locations, visit www.mid-americabank.com or stop by any of its Kansas locations.

About Mid America Bank

Founded in 1997 and headquartered in Baldwin City, Kansas, Mid America Bank is a locally owned community bank serving Baldwin City, Eudora, Gardner, Lawrence, Norton, Palco, and Wellsville. The bank specializes in residential and commercial real estate lending, competitive deposit products, and personalized financial solutions backed by local decision-making and exceptional customer service.

Member FDIC | Equal Housing Lender

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Mid America Bank
+1 785-594-2100
https://www.mid-americabank.com/contact-us
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